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Lea este artículo en español: Abogado de Accidentes de Uber y Lyft en Orange County: Nuevas Reglas de Seguro 2026 As a leading Uber Lyft accident lawyer Orange County firm, Sky Law Group understands the complex insurance landscape for rideshare accidents. Understanding your rights and the claims process is critical to maximizing your compensation after an Uber or Lyft collision. Introduction Rideshare accidents involving Uber and Lyft present unique legal challenges that differ significantly from standard car accident claims. With new 2026 insurance rules affecting how rideshare accident claims in Orange County are handled, understanding your rights has never been more important. How Rideshare Insurance Works in California The Three Coverage Periods Period 1 — App On, No Ride Request: Driver’s personal insurance applies primarily. Uber/Lyft provide limited liability coverage. Period 2 — Ride Accepted, En Route to Passenger: Uber/Lyft’s commercial policy activates with $1 million liability coverage. Period 3 — Passenger in Vehicle: Full $1 million liability coverage plus uninsured/underinsured motorist coverage applies. SB 371 Updates for 2026 Senate Bill 371 has expanded coverage requirements, closing previous gaps. Rideshare companies must now maintain clearer coverage during all app-active periods, with enhanced protections for passengers and third parties. Common Rideshare Accident Scenarios Passenger injured during a ride, pedestrian hit by a rideshare driver, another driver hit by a rideshare vehicle, rideshare driver injured by another motorist. Each scenario triggers different insurance policies and coverage limits. Why Rideshare Claims Are Complex Multiple insurance policies may apply simultaneously. Uber and Lyft […]