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Hit by an Uber or Lyft Leaving John Wayne Airport (SNA)? Rideshare Crash Lawyer Santa Ana / Newport Beach Short answer: If your Uber or Lyft driver crashed on the way to or from John Wayne Airport (SNA) in Santa Ana / Newport Beach, you have access to $1,000,000 in commercial liability coverage under California Public Utilities Code §5440.5 — and that applies whether you were a passenger, a pedestrian struck by the rideshare driver, or in another vehicle they hit. Settlements for rideshare crashes in Orange County commonly run $100,000 to $1,500,000+ because of that policy limit. You have two years to file (CCP §335.1). Call Sky Law Group at (844) 475-9529 — Hablamos Español. John Wayne Airport (SNA) is one of the heaviest rideshare pickup/drop-off zones in Orange County. SNA has the busiest rideshare pickup/drop-off program in Orange County. The dedicated TNC lot and inner-loop road handle thousands of trips daily. Driver turnover and inexperience are high. Combined with surge pricing after games, concerts, and late-night closures, Santa Ana / Newport Beach ends up with a disproportionate share of alcohol-involved, fatigue-related, and distracted-driving rideshare crashes. The $1 Million Coverage Question — When Does It Apply? California’s Transportation Network Company (TNC) law determines the exact coverage layer based on what the Uber or Lyft driver was doing at the moment of the crash: App off / Driver off-duty: Only the driver’s personal auto insurance applies (CA minimum: $15K/$30K/$5K). Rideshare company coverage does NOT apply. App on / Waiting for […]